Wallet

3 R's · Pillar 9 · Group 4 · Course 5/6

Financials · Capital

Wallet

3 R's · Course 5 of 6

Reserves: accumulating capital, savings, and financial cushion

How it flows

How much to save → Where to hold it → When to use it

What you'll work through

Reserve — How much financial cushion your business needs based on risk profile

Repository — Where to keep reserves: accounts, instruments, and liquidity considerations

Release — When and how to deploy reserves for emergencies or strategic opportunities

Key questions answered

  • How much cash reserve does my business need?
  • Where should I keep my business reserves for the right balance of safety and access?
  • When should I dip into reserves, and when should I leave them alone?

Where this fits

Part of the Financials pillar — focused on capital. This is course 5 of 6 in this group.

Other courses in Capital:

Need more help?

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